Yeah, I got a bunch of plastic when I moved out, then ran it up past my limit, then lost my job, went on unemployment and now I'm probably $5,000 - $6,000 in debt.
The funny thing is, I had a case of identity theft, guy (ex-roomie) was caught and prosecuted, and when I moved back to MN, the collection notices stopped, I could open a bank account, etc.
I'm starting to think my credit was wiped out on account of the ID theft, after contacting the IRS and authorites.
