anyone know about bad credit and stuff like check bouncing and overdrawing kinda thing?
LAD
ladygrimThe Grim piratess
sorry mate not a clue
CUR
CURIOUS22Senior Member
damn thanks anyways, im trying to find out how bad a bounced check messes up your credit
BAD
baddspellahl4Intellectual Terrorist
TURN ON TEH T.V. EVERY ONCE IN A WHILE . DEBT CONSOLIDATION IS ALL OVER THE T.V. (even on cartoon network)
WIC
WickedTexasMomAPitmomma
I've got great credit. ^_^ Enough so we got a 30K loan for are house down payment.
Bouncing checks DO hurt your credit,floating checks can get you what 5 years in jail now.
LAD
ladygrimThe Grim piratess
wot is a floating check never heard of it
WIC
WickedTexasMomAPitmomma
Its writing a check when you don't have money in the bank to cover it.
ANN
Anna85always a wishmaster
🤨
SIM
SimpleSeductionI'm Bringing Sexy Back
Originally posted by WickedTexasMomA I've got great credit. ^_^ Enough so we got a 30K loan for are house down payment.
Bouncing checks DO hurt your credit,floating checks can get you what 5 years in jail now.
well it can if you do it enough
BAD
baddspellahl4Intellectual Terrorist
whas a floating check?
CUR
CURIOUS22Senior Member
well i forgot to move funds and i bounced a check.....i was wondering how bad it is gonna hurt me cuz im about to try to get an apartment in like 1 months
LAD
ladygrimThe Grim piratess
aaahhhh never done that 😄
CUR
CURIOUS22Senior Member
cuz i bounced the check last night i guess and put the money in this afternoon when i found out. the bank did the whole overdraft thing
WIC
WickedTexasMomAPitmomma
Originally posted by SimpleSeduction well it can if you do it enough
I say if people don't have the money in the bank to cover the check, they deserve to get a fee and 30 days in jail. 🙄
SIM
SimpleSeductionI'm Bringing Sexy Back
Originally posted by CURIOUS22 well i forgot to move funds and i bounced a check.....i was wondering how bad it is gonna hurt me cuz im about to try to get an apartment in like 1 months
Don't worry,
It won't hurt you. As long as it's not a frequent thing
CUR
CURIOUS22Senior Member
do you think taht check can hurt my credit too bad?
BAD
baddspellahl4Intellectual Terrorist
then, whas the difference between a floating and bouncing check (sorry for all the questions, but I'm just curious)
CUR
CURIOUS22Senior Member
Originally posted by SimpleSeduction Don't worry,
It won't hurt you. As long as it's not a frequent thing
oh good. i always thought one would kill you basically.how many does it take to hurt you?
SIM
SimpleSeductionI'm Bringing Sexy Back
I dunno. I've only bounced a check once. But I wouldn't make a habit of it
CUR
CURIOUS22Senior Member
on no never....but i was terrified when i got the one