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Which do you prefer?

seeing as I don't have a credit card, I'll go with debit

debit...

I always choose credit...they don't charge a fee

Debit

Credit, just because I get 3% cash back with my PayPal card.

I use Debit, but rather would use Credit.

Originally posted by APIECEOFME
I always choose credit...they don't charge a fee
Yes they do.

I prefer debit. No point in getting credit cards to access money that you dont have therefore putting you in debt.

I have a debit card....don't have to worry about overspending, and you can use it like a credit card.

Debit because it sounds cooler.

you must be young

Cash

Originally posted by powerfulone1987
you must be young

I sorta am.

credit, it seems there's fewer steps involved when you're cheaking out.

Cashhhhhhhhh-sh-sh-sh-sh-shhhhhhh...

I have both, when I have funds I use my debit when I blown all that I go to credit - it's a very bad habit but oh well I'll probably die beforeI can pay it back so I may as well enjoy it...

i dont buy anything unless i can afford it CASH

Direct Debit takes the hassle out

i go Debit

cash...

Debit

Originally posted by playmean
credit, it seems there's fewer steps involved when you're cheaking out.

Nope, it's the same, because you can use a debit card like a credit card, it just directly takes the money from your account.

Debits are the shit.

debit

Credit

buy now pay later

right now it is handy since i am on vacation