Bank Prank...
"TMs are a convenience ... for the banks. Every ATM replaces the job of 1.5 full-time tellers, and yet the banks still have the balls to charge us for using their ATMs. In other words, we have to pay to help them save.
With a scam like that, you think they'd at least give us pens that work. And yet, half the time the pen at the ATM is out of ink. Often the pen is missing entirely, even though it was once attached by a heavy steel cable. Are criminals that desperate for a writing utensil that they bring a pair of professional-grade metal cutters to the bank? What does it say about bank security when thieves are stealing their pens?
Fed up, I called the bank and confronted them with the pen situation in the following prank phone call.
BANK OF AMERICA: Thank you for calling Bank of America. This is Francine, how may I help you?
JOHN HARGRAVE: Hey, you know the pens at the ATM?
BOA: Uh-huh.
JH: Do you guys ever have plans to put working pens in there?
BOA: The best thing to do is to contact the branch manager where the ATM is located, and make sure they have pens there.
JH: But there aren't any working pens at any of your ATMs.
BOA: Uh-huh.
JH: Half the time they're out of ink, half the time they're missing.
BOA: Can you hold?
JH: Sure.
[Hold time of 2:11 while she confers with a manager about the pen situation]
BOA: Okay. The reason we don't have pens there is because we're transferring to new ATM technology that you don't need pens anymore. Now when you make a deposit, you don't need to write anything. You do it all on the touch-screen.
JH: Don't you still need to sign your checks?
BOA: [Pause] Yeah, if you need to sign your checks, then you can go into the branch.
JH: But the branch is closed. They're only open, like, twelve hours a week. That's why I use the ATM.
BOA: Usually the best thing to do, then, is to sign your checks at home.
JH: It's not real safe to carry around fully-endorsed checks, is it?
BOA: That depends on how you carry your checks around.
JH: In my hand.
BOA: Okay. You don't have a wallet or anything?
JH: Not a wallet that's big enough to accommodate those huge checks.
BOA: [Pause] Okay, um.
JH: I win a lot of sweepstakes.
BOA: Um...
JH: Are the pens stolen, Francine?
BOA: Sometimes the pens can be stolen, that's correct.
JH: Well, it doesn't make me feel like my money is super-safe when you guys can't even hang on to the pen.
BOA: I'm so sorry that you do feel that way. A lot of times people can be very manipulative and take the pen.
JH: So if somebody wants to be manipulative and take my money, you'll let them?
BOA: No, sir. Of course not.
JH: Could you station security guards to watch over the pens, then?
BOA: I'm sorry sir, we would not be able to do that. We do have cameras in the ATMs, though.
JH: So you guys are actively prosecuting the pen thieves that you've caught on camera?
BOA: Well, we wouldn't be able to crucify people for taking the pens.
JH: Whoa. Whoa, ho, hey. I'm not asking for crucifixion. That's just crazy.
BOA: I understand, sir.
JH: Electrocution, maybe. But nailing someone to a cross? That's barbaric. I can't believe you'd even suggest that.
BOA: I'm sorry, sir. What I can do is pass your comments along if you'd like.
JH: Here's another suggestion, Francine. See, I'm a blind man.
BOA: Okay.
JH: I'm not naturally blind, but I'm legally blind. I'm also legally blind 2: red, white, and blind. And sometimes I go downtown and sell pencils.
BOA: All right.
JH: I have a little cup, with the pencils, and sometimes my dog. Occasionally a monkey.
BOA: Uh-huh.
JH: What I'd like to start doing is selling my pencils in your ATM booths. When people need to sign their checks or whatnot, I'll be standing in the booth, close up against them, holding my mug of pencils. I don't wear sunglasses, so they could look right into my blind eyes. What do you think?
BOA: Well, I don't think they'd feel comfortable with you standing right next to them.
JH: Are you discriminating?
BOA: I'm not discriminating at all.
JH: You said they'd feel uncomfortable standing next to a blind man.
BOA: If I was standing next to someone, anyone, while I was doing my banking business, I'd feel uncomfortable.
JH: Why?! I can't see.
BOA: I totally understand that, but... [trails off]
JH: Is it OK if I wear a Bank of America sign around my neck?
BOA: No, you wouldn't be able to use the Bank of America logo.
JH: I promise to use only the highest-quality cardboard.
BOA: We wouldn't be able to let you do that, sir.
JH: [Sigh] I'm out of ideas here, Francine. I have tried to bring you my best thinking on how to solve the pen crisis.
BOA: Why don't you just carry a pen around with you, for any time you need to make a banking transaction?
JH: Huh. Well, that's an idea.
BOA: Okay?
JH: So you guys can stop providing pens, even as you lay off tellers and continue to increase your ATM fees. And I can take care of the pen situation on my own?
BOA: For the pen situation, you can definitely take care of that on your own, correct.
JH: Maybe I could store my own money for you, as well! In my own vault!
BOA: If you want to store your own money in a vault, that's up to you.
JH: But you'll still charge me.
BOA: If you'd like us to, yes sir.
JH: Well, that's quite a bargain. Thanks, Francine.
BOA: I do thank you for being a great Bank of America customer, and you have...
JH: Oh, I'm sorry, I'm not a Bank of America customer.
BOA: OK, well then, I do thank you for calling.
JH: And I do thank you as well. Goodbye."
- http://www.zug.com/gab/index.cgi?func=view_thread&sort=funnymtd&head=1&thread_id=67468
I couldn't stop laughing.