I'm sure they probably take data given to them by Kaiser studies or BC/BS review of services, actuarial studies (underwriters.)You can review part of the ACA that was reviewed by the CBO and they cite sources.
So for example perhaps Kaiser has a study that explains how different services affect premium values something like:
1 Doctor Office Copays, Specialist copays
2 Prescription Drug copay and formulary
3 Deductible
4 Coinsurance
5 Max out of pocket
6 Network access
First dollar benefits have a larger impact on monthly premiums by X amount due to the knowledge that those services will be used frequently and if a doctor bills 120 for an office visit and the copay is 10$ etc.
But those are good questions, no matter what group or pool that is being underwritten most actuaries are nervous about the performance of those groups due to 90/10 rule. 90 percent of premium dollars are normally paid to the highest 10% of the folks that use the services.
Harry Reid Justifies Lying About Romney from Senate Floor: 'He Didn't Win, Did He?'
^Just a reminder next time anyone feels like whining over Republicans lying.
__________________ Chicken Boo, what's the matter with you? You don't act like the other chickens do. You wear a disguise to look like human guys, but you're not a man you're a Chicken Boo.
Leftists in the past, before an investigation into Christine Ford's claims was ever done: we believe Christine Ford
Leftists now after Avenatti is arrested for beating a woman: lets wait for the investigation
Good stuff lol.
__________________ Chicken Boo, what's the matter with you? You don't act like the other chickens do. You wear a disguise to look like human guys, but you're not a man you're a Chicken Boo.
Trump admin posts video that is edited even though they weren't the ones who edited it: leftists whine and complain
Obama admin edits the 911 call of the Pulse Nightclub shooter: *crickets from the left*
__________________ Chicken Boo, what's the matter with you? You don't act like the other chickens do. You wear a disguise to look like human guys, but you're not a man you're a Chicken Boo.
Also leftists: we'll nuke you if you resist us taking your AR-15s
Good stuff, top notch. Imagine some weasel trying to defend this lol. Good thing it won't ever happen.
__________________ Chicken Boo, what's the matter with you? You don't act like the other chickens do. You wear a disguise to look like human guys, but you're not a man you're a Chicken Boo.
Yeah I saw it and hoped it was some sort of parody but it's real.
The left loves indoctrinating children. You know who else loved doing that? Hitler.
__________________ Chicken Boo, what's the matter with you? You don't act like the other chickens do. You wear a disguise to look like human guys, but you're not a man you're a Chicken Boo.
"Hello Kitty has no mouth cuz they wanna silence asian girls". Lol. There is no hope for any of these girls they are gonna grow up and turn into SJW's themselves.
__________________ Chicken Boo, what's the matter with you? You don't act like the other chickens do. You wear a disguise to look like human guys, but you're not a man you're a Chicken Boo.
__________________ Chicken Boo, what's the matter with you? You don't act like the other chickens do. You wear a disguise to look like human guys, but you're not a man you're a Chicken Boo.