I'm looking for your advice KMC

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Badabing
I'm a real estate appraiser and considering buying a new car. I drive about 20K miles per year. My current car has almost 66K miles. I have 3 interior rattles that will need 2 door panels and the dashboard removed to fix. I also have a front end issue (CV joint, axle or a tie rod). I also need 2 tires and the front brakes are due to be changed soon.

My options are getting my current car fixed and pay it off, or buy a new car while dealerships are desperate. As is stands now with payments, the new car will cost me $75-$80 more per week. But I'm saving $40 per week now since I restructured by cell phone contract and got rid of cable in favor of Hulu.

If I pay the current car off I'll have no car payments and my insurance will go down about $100 per month. I would have to pay off about $10K for the current car. Regardless of a payoff for my current car, or down payment on the new car, I'm still spending $10K.

Let me know your opinions.

BrolyBlack
What certified pre owned in the model you like? Many people are selling their cars and dealers will certify them. New cars are such a waste of money because of the depiction etc.

I always buy low mileage one owner cars and have always had great results

Badabing
Originally posted by BrolyBlack
What certified pre owned in the model you like? Many people are selling their cars and dealers will certify them. New cars are such a waste of money because of the depiction etc.

I always buy low mileage one owner cars and have always had great results Honda Accord Touring with the 2.0 turbo.

I will save anywhere from $5K-$6K buying used with under 20K miles. But the interest rate jumps 2 points regardless because new car loan promotions. That's why I've ruled out used, unless I find something with under 5K miles.

Old Man Whirly!
I can't comment really because of the 3 cars I use I only own one and I bought it so my dad who is 91 can use it in the uk and I can use it when home. So tbh... because my cars are cars provided for me and have been for 10 years I'm simply not in any position to say.

Artol
Originally posted by Badabing
I'm a real estate appraiser and considering buying a new car. I drive about 20K miles per year. My current car has almost 66K miles. I have 3 interior rattles that will need 2 door panels and the dashboard removed to fix. I also have a front end issue (CV joint, axle or a tie rod). I also need 2 tires and the front brakes are due to be changed soon.

My options are getting my current car fixed and pay it off, or buy a new car while dealerships are desperate. As is stands now with payments, the new car will cost me $75-$80 more per week. But I'm saving $40 per week now since I restructured by cell phone contract and got rid of cable in favor of Hulu.

If I pay the current car off I'll have no car payments and my insurance will go down about $100 per month. I would have to pay off about $10K for the current car. Regardless of a payoff for my current car, or down payment on the new car, I'm still spending $10K.

Let me know your opinions.

I think there's two aspects to it, one what do you want, and two what is most financially prudent. Ideally you find a good compromise of those.

If you want a new car that may be very valuable to you, if you want to save money I would assume that using your old car, or what BrolyBlack said is correct, and that used car with low mileage is better than a new car.

I think the Hulu canceling has little impact on whether it is a good deal, though it may make it easier for you to afford it, you could also use the 40$ a month for something else.

gold slorg
Originally posted by Old Man Whirly!
I can't comment really because of the 3 cars I use I only own one and I bought it so my dad who is 91 can use it in the uk and I can use it when home. So tbh... because my cars are cars provided for me and have been for 10 years I'm simply not in any position to say.

holy hell, that guy really be tough, i rarely see 90+ able to drive cars anymore, respects

BrolyBlack

Old Man Whirly!
Originally posted by gold slorg
holy hell, that guy really be tough, i rarely see 90+ able to drive cars anymore, respects yeah, the mad old bastard is tough, 92 in October coming, I don't think he should drive, neither does my brother but he retested the eye tests etc. And you can't tell him to do ****ing anything laughing out loud so he looks after my Vauxhall and keeps it running etc.

dadudemon
Originally posted by Badabing
I'm a real estate appraiser and considering buying a new car. I drive about 20K miles per year. My current car has almost 66K miles. I have 3 interior rattles that will need 2 door panels and the dashboard removed to fix. I also have a front end issue (CV joint, axle or a tie rod). I also need 2 tires and the front brakes are due to be changed soon.

My options are getting my current car fixed and pay it off, or buy a new car while dealerships are desperate. As is stands now with payments, the new car will cost me $75-$80 more per week. But I'm saving $40 per week now since I restructured by cell phone contract and got rid of cable in favor of Hulu.

If I pay the current car off I'll have no car payments and my insurance will go down about $100 per month. I would have to pay off about $10K for the current car. Regardless of a payoff for my current car, or down payment on the new car, I'm still spending $10K.

Let me know your opinions.

I recommend you continue repairing your current car, look for more wiggle room in your budget, and save/invest cash to buy any cars you get with only cash.

Watch this video on how to get the best deal on a car with only cash (it's a damn good watch - seriously, watch this video):

gLxVyeFmod8



If it takes 5 years to save, it takes 5 years to save. The only debt you should acquire is your home and education (for a usable/high utility degree). Everything else should be cash.

If you want to take advantage of frequent flier miles with a credit card because you travel a lot, always pay off the card and never make flight purchases you do not have the cash for. There are other exceptions like this. But the rule should always be "immediately pay it off and only make the purchase if you had the budget for it already."

LordofBrooklyn
A picture of the Scalebags ACTUAL car!

https://www.stillruns.com/hooptie/toyota_tercel.jpg

Raptor22
What kind of car do u have now?

LordofBrooklyn
Originally posted by Raptor22
What kind of car do u have now?

This one!

https://www.stillruns.com/hooptie/toyota_tercel.jpg

Aren't you paying attention?

Bashar Teg
Originally posted by Badabing
I have 3 interior rattles that will need 2 door panels and the dashboard removed to fix.

that narrows it down to a Ford or a GM...I'm gonna guess you own a Ford.

dadudemon
Originally posted by Bashar Teg
that narrows it down to a Ford or a GM...I'm gonna guess you own a Ford.

Three Words:

Blue Ford Mustang

Bashar Teg
yes I did own one of those. also a cadillac ats awd, since you're keeping records. fun cars, but not worth investing in when they age.

dadudemon
Originally posted by Bashar Teg
yes I did own one of those. also a cadillac ats awd, since you're keeping records. fun cars, but not worth investing in when they age.

Alright.

Bashar Teg
make sure you jot that down in your little pvs scrapbook

Facee
Originally posted by Badabing
I'm a real estate appraiser and considering buying a new car. I drive about 20K miles per year. My current car has almost 66K miles. I have 3 interior rattles that will need 2 door panels and the dashboard removed to fix. I also have a front end issue (CV joint, axle or a tie rod). I also need 2 tires and the front brakes are due to be changed soon.

My options are getting my current car fixed and pay it off, or buy a new car while dealerships are desperate. As is stands now with payments, the new car will cost me $75-$80 more per week. But I'm saving $40 per week now since I restructured by cell phone contract and got rid of cable in favor of Hulu.

If I pay the current car off I'll have no car payments and my insurance will go down about $100 per month. I would have to pay off about $10K for the current car. Regardless of a payoff for my current car, or down payment on the new car, I'm still spending $10K.

Let me know your opinions.
This is white privilege! There are many people in Cuba that would suck dick for your current car.

Originally posted by BrolyBlack
What certified pre owned in the model you like? Many people are selling their cars and dealers will certify them. New cars are such a waste of money because of the depiction etc.

I always buy low mileage one owner cars and have always had great results
That's how I get all my cars. Cargurus usually works best for me. Looking for a C63 amg at the moment. Gotta sell my 13 c350 first.

Old Man Whirly!
My armour plated Toyota 4x4 and armour plated G Wagon (only get it very rarely) pale in comparison.

Flyattractor
So Much First World White Privilege on Display in this thread.

Tsk Tsk Tsk.

Stringer
Since you live in Florida, I would check out the police auctions. I know people from New York that take the trip to Florida just to get a truck or car for a steal

Flyattractor
Sorry. No Auctions... Lockdown.

CoronaSocialism put a stop to that.

Try Again.

Stringer
Originally posted by Flyattractor
Sorry. No Auctions... Lockdown.

CoronaSocialism put a stop to that.

Try Again.

Obviously but restrictions will lift at some point

Flyattractor
Mmm No Probably Not. Your Safety is a ...GREATER CONCERN to our Government Leaders then Your Freedom.

So I just suggest that Bada and every one else here just SHUT YOUR MOUTH, STAY INDOORS and Wait for Your Government OverLords to just GIVE YOU WHAT THEY THINK YOU NEED!

And if you don't like it... THEY will deal with you in time.

dadudemon
Originally posted by Bashar Teg
make sure you jot that down in your little pvs scrapbook


I will but you have to let me borrow it when you're done scrap-booking.

Badabing
Originally posted by Stringer
Since you live in Florida, I would check out the police auctions. I know people from New York that take the trip to Florida just to get a truck or car for a steal I drive 300-350 miles per week. A used car really won't work well, unless I find something with ridiculously low miles. My finance rate also gets bumped a few point since they're giving extra low rates for new car sales. So I'd save maybe $4K-$6k in the price but ALMOST make it up with financing. Originally posted by dadudemon
I recommend you continue repairing your current car, look for more wiggle room in your budget, and save/invest cash to buy any cars you get with only cash.

Watch this video on how to get the best deal on a car with only cash (it's a damn good watch - seriously, watch this video):

gLxVyeFmod8



If it takes 5 years to save, it takes 5 years to save. The only debt you should acquire is your home and education (for a usable/high utility degree). Everything else should be cash.

If you want to take advantage of frequent flier miles with a credit card because you travel a lot, always pay off the card and never make flight purchases you do not have the cash for. There are other exceptions like this. But the rule should always be "immediately pay it off and only make the purchase if you had the budget for it already." Thanks. I've seen his vids before. thumb upOriginally posted by Raptor22
What kind of car do u have now? Originally posted by Bashar Teg
that narrows it down to a Ford or a GM...I'm gonna guess you own a Ford. 2015 Ford Edge. It was my 2nd car but I sold my other car last Fall.

Anyway, the car I'm considering is a 2020 Honda Accord Touring 2.0. The best deal I've found is $36,900 which includes all the fees and taxes, plus window tinting, a package with splash guards, floor mats and the exterior glass-coat paint treatment.

Bashar Teg
recalls aside, i don't think you could go wrong with a honda/acura or a toyota/lexus.

Raptor22
Originally posted by Badabing
I drive 300-350 miles per week. A used car really won't work well, unless I find something with ridiculously low miles. My finance rate also gets bumped a few point since they're giving extra low rates for new car sales. So I'd save maybe $4K-$6k in the price but ALMOST make it up with financing. Thanks. I've seen his vids before. thumb up 2015 Ford Edge. It was my 2nd car but I sold my other car last Fall.

Anyway, the car I'm considering is a 2020 Honda Accord Touring 2.0. The best deal I've found is $36,900 which includes all the fees and taxes, plus window tinting, a package with splash guards, floor mats and the exterior glass-coat paint treatment. outside of minor things, the biggest issue with most fords (outside of the timing chain issues on the new eco boosts) is corrosion. If u live somewhere where it snows alot and they put salt and that chemical spray pre-treat down, it eats thru ford frames like nothing.

The fixes u mentioned seem minor. A cv axel and tire rod shouldn't be more than a cpl hundred bucks and a cpl hrs labor at most. Same with the tires and brakes.

The best advice i can give would be if u live down south and have a decent mechanic id try to get the most out of what u have now.

If u live up north and r thinking of upgrading id do it before the frame starts to go, because when that happens it only gets worse and more expensive and resale value starts going down the drain.

Like Bash said, if ur going to be on the road alot and want good years and miles u cant go wrong with most Hondas.

BrolyBlack
Originally posted by LordofBrooklyn
A picture of the Scalebags ACTUAL car!

https://www.stillruns.com/hooptie/toyota_tercel.jpg

laughing out loud

Robtard
Originally posted by Badabing
I'm a real estate appraiser and considering buying a new car. I drive about 20K miles per year. My current car has almost 66K miles. I have 3 interior rattles that will need 2 door panels and the dashboard removed to fix. I also have a front end issue (CV joint, axle or a tie rod). I also need 2 tires and the front brakes are due to be changed soon.

My options are getting my current car fixed and pay it off, or buy a new car while dealerships are desperate. As is stands now with payments, the new car will cost me $75-$80 more per week. But I'm saving $40 per week now since I restructured by cell phone contract and got rid of cable in favor of Hulu.

If I pay the current car off I'll have no car payments and my insurance will go down about $100 per month. I would have to pay off about $10K for the current car. Regardless of a payoff for my current car, or down payment on the new car, I'm still spending $10K.

Let me know your opinions.


Don't be a dumbass, unless you got a lemon or have a woman-like approach to car maintenance (ie you don't do it), that Honda with 66k is barely broken in.

As far as the rattles, ignore them, turn the music up. If you're a nutter that can't stand noises, you can mostly likely fix or lesson those squeaks yourself with some cheap foam paneling and a 20 min Youtube video on how to remove door panels. Though check your warranty, Honda usually has 100K and interior issues like that can be covered.

I've removed several door panels in my lifetime across a myriad of car models (changing speakers), it's usually very easy. The dash one, I'd leave alone. Fix the CV joint and tie-rod. Stop hitting curbs and deep pot holes, this is one of the main causes of that type of damage to your car.

Bashar Teg
Originally posted by Robtard
Don't be a dumbass, unless you got a lemon

were you not paying attention? he has a high mileage ford. it's a money pit.

"Found On Road Dead"

Stringer
Fixed or repaired daily

Bashar Teg
backwards:

Driver Returns On Foot

Stringer
Originally posted by Bashar Teg
backwards:

Driver Returns On Foot

That was good. I never heard that one

Badabing
Originally posted by Robtard
Don't be a dumbass, unless you got a lemon or have a woman-like approach to car maintenance (ie you don't do it), that Honda with 66k is barely broken in.

As far as the rattles, ignore them, turn the music up. If you're a nutter that can't stand noises, you can mostly likely fix or lesson those squeaks yourself with some cheap foam paneling and a 20 min Youtube video on how to remove door panels. Though check your warranty, Honda usually has 100K and interior issues like that can be covered.

I've removed several door panels in my lifetime across a myriad of car models (changing speakers), it's usually very easy. The dash one, I'd leave alone. Fix the CV joint and tie-rod. Stop hitting curbs and deep pot holes, this is one of the main causes of that type of damage to your car. I have a Ford Edge with 66K miles. I drive 20K mile per year. Past experience with other cars has me thinking the repairs may only be the start.

Robtard
Ah, my error. We had spoken before in another thread some time back, I thought you had gone ahead with the Honda Accord already.

Yeah, you might want to flip that car while it still has low miles and the BB value is decent.

Badabing
Originally posted by Robtard
Ah, my error. We had spoken before in another thread some time back, I thought you had gone ahead with the Honda Accord already.

Yeah, you might want to flip that car while it still has low miles and the BB value is decent. Yeah, they were giving me full loan to trade value, and I get a few grand back from Ford for the extended warranty and gap. Waiting too long may put that at risk, and the economy may bounce back sooner if things open up.

LordofBrooklyn
Originally posted by Badabing
Yeah, they were giving me full loan to trade value, and I get a few grand back from Ford for the extended warranty and gap. Waiting too long may put that at risk, and the economy may bounce back sooner if things open up.

Stop posturing.

At this point you drive a skateboard with an umbrella attached to it!

Badabing
Originally posted by LordofBrooklyn
Stop posturing.

At this point you drive a skateboard with an umbrella attached to it! What the...
laughing


Sass me again and I will raptor slap the kibble from your mouth. sneer

Robtard
Originally posted by Badabing
What the...
laughing


Sass me again and I will raptor slap the kibble from your mouth. sneer

Add 30+ years and this is LoB:

https://stmedia.stimg.co/ctyp_6569368texas_wigger.jpg

BrolyBlack

Adam_PoE
Pay off the current car, then trade it in for a new car.

LordofBrooklyn
Originally posted by Robtard
Add 30+ years and this is LoB:

https://stmedia.stimg.co/ctyp_6569368texas_wigger.jpg

The Robtard hot rod!

https://bigbagsofun.files.wordpress.com/2012/04/car1.jpg

Bashar Teg
is that your car?

Flyattractor
Originally posted by LordofBrooklyn
The Robtard hot rod!

https://bigbagsofun.files.wordpress.com/2012/04/car1.jpg

Nah. If it was Bashy's Car it would be full cf McDonalds Coffee Cups and stolen toilet paper.

BrolyBlack
laughing out loud

Badabing
Thanks to everyone for your posts. It's appreciated. The car will be in tomorrow. I got full payoff on my trade in, a good rate and the car for $36,900 which includes all fees, taxes, interest, tinting, mud flaps, floor mats, clearcoat sealant. The total price is right around the original MSRP. I could have tried waiting them out but I risked the economy fully starting or lack of inventory.

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