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Home » Community » The Off-Topic Forum » bad credit?

bad credit?
Started by: CURIOUS22

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CURIOUS22
Senior Member

Gender: Female
Location: United States

 Miffed bad credit?

searched but couldnt find anything....

anyone know about bad credit and stuff like check bouncing and overdrawing kinda thing?
Old Post Jul 20th, 2005 07:27 PM
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ladygrim
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sorry mate not a clue


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Old Post Jul 20th, 2005 07:28 PM
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CURIOUS22
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damn thanks anyways, im trying to find out how bad a bounced check messes up your credit


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Old Post Jul 20th, 2005 07:29 PM
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Whittdawg92
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TURN ON TEH T.V. EVERY ONCE IN A WHILE . DEBT CONSOLIDATION IS ALL OVER THE T.V. (even on cartoon network)


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Old Post Jul 20th, 2005 07:29 PM
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WickedTexasMomA
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I've got great credit. ^_^ Enough so we got a 30K loan for are house down payment.

Bouncing checks DO hurt your credit,floating checks can get you what 5 years in jail now.


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Old Post Jul 20th, 2005 07:29 PM
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ladygrim
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wot is a floating check never heard of it


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Old Post Jul 20th, 2005 07:30 PM
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WickedTexasMomA
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Its writing a check when you don't have money in the bank to cover it.


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Old Post Jul 20th, 2005 07:31 PM
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TeeLee
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huh


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Old Post Jul 20th, 2005 07:32 PM
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CherryPop
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quote: (post)
Originally posted by WickedTexasMomA
I've got great credit. ^_^ Enough so we got a 30K loan for are house down payment.

Bouncing checks DO hurt your credit,floating checks can get you what 5 years in jail now.


well it can if you do it enough


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Old Post Jul 20th, 2005 07:32 PM
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Whittdawg92
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whas a floating check?


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Old Post Jul 20th, 2005 07:32 PM
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CURIOUS22
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well i forgot to move funds and i bounced a check.....i was wondering how bad it is gonna hurt me cuz im about to try to get an apartment in like 1 months


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Old Post Jul 20th, 2005 07:32 PM
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ladygrim
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aaahhhh never done that big grin


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Old Post Jul 20th, 2005 07:33 PM
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CURIOUS22
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Location: United States

cuz i bounced the check last night i guess and put the money in this afternoon when i found out. the bank did the whole overdraft thing


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Old Post Jul 20th, 2005 07:33 PM
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WickedTexasMomA
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quote: (post)
Originally posted by SimpleSeduction
well it can if you do it enough
I say if people don't have the money in the bank to cover the check, they deserve to get a fee and 30 days in jail. roll eyes (sarcastic)


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Old Post Jul 20th, 2005 07:34 PM
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CherryPop
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quote: (post)
Originally posted by CURIOUS22
well i forgot to move funds and i bounced a check.....i was wondering how bad it is gonna hurt me cuz im about to try to get an apartment in like 1 months


Don't worry,

It won't hurt you. As long as it's not a frequent thing


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Old Post Jul 20th, 2005 07:36 PM
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CURIOUS22
Senior Member

Gender: Female
Location: United States

do you think taht check can hurt my credit too bad?


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Old Post Jul 20th, 2005 07:36 PM
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Whittdawg92
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then, whas the difference between a floating and bouncing check (sorry for all the questions, but I'm just curious)


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Old Post Jul 20th, 2005 07:37 PM
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CURIOUS22
Senior Member

Gender: Female
Location: United States

quote: (post)
Originally posted by SimpleSeduction
Don't worry,

It won't hurt you. As long as it's not a frequent thing


oh good. i always thought one would kill you basically.how many does it take to hurt you?
Old Post Jul 20th, 2005 07:38 PM
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CherryPop
I'm Bringing Sexy Back

Gender: Female
Location: California Sexually: Frustrated

I dunno. I've only bounced a check once. But I wouldn't make a habit of it


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Old Post Jul 20th, 2005 07:40 PM
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CURIOUS22
Senior Member

Gender: Female
Location: United States

on no never....but i was terrified when i got the one


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Old Post Jul 20th, 2005 07:42 PM
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