This affects group plans in a tiny tiny fashion, simply changing plans or renegotiating on renewls fixes this(also switching companies resets life time costs), its the people on individual plans that suffer the most with the changes.
Also, write in riders on renewals that don't cover TONS of procedures if they have any correlation to initial condition.
I know you like your employer insurance, my point is solely that to move to national coverage it has to go bye bye.
I also forgot to mention portability, having a group plan ties people to jobs since they can be forced into said position of lose coverage for their family, let's not get into cobra coverage.
Last edited by snowdragon on Dec 18th, 2018 at 10:07 PM
Just to clarify, I don't actually get employer-based insurance, I buy it myself on the marketplace. But I know people who do have it usually like it.
I'm not disagreeing with you, really. It is true that in order to move to a nationwide system we will need to get rid of it, and the downside that it ties you to your employer and makes changing jobs/losing jobs worse than it needs to be is also very true. I myself would prefer a full single-payer system to what we have now. My point was simply that packaging that argument to appeal to people who are generally pretty happy with their employer-based coverage is going to be difficult if not impossible.
I disagree with the idea this is a win for Trump. Merely because I find it highly doubtful this ruling won't be struck down via appeal.
__________________ Chicken Boo, what's the matter with you? You don't act like the other chickens do. You wear a disguise to look like human guys, but you're not a man you're a Chicken Boo.
I'm saying it because it's true...it's why I'm not worried. It's also why it's silly for Trump to celebrate.
__________________ Chicken Boo, what's the matter with you? You don't act like the other chickens do. You wear a disguise to look like human guys, but you're not a man you're a Chicken Boo.
Trump has renewed his vow to completely destroy the ACA, all facets about it, which includes the preexisting conditions clause.
He’s circumventing congress and going through the courts, if it passes in the lower courts it will be shot up to the Supreme Court and he could potentially get his win there. Rejoice Trumpers, this is what you voted for.
If the ACA is torn down completely as a is the plan without something else ready to go, we’ll probably go back to how it was before, millions of uninsured and insurance companies turning away or pricing out people they deem too risky to offer coverage. eg The elderly couple on a fixed income, the guy with the previous back injury, the baby born with a faulty heart. From an insurance standpoint, those people cost money, as their monthly premiums won’t cover their medical expenses.
this happened to my dad when he crashed his van. 30k hospital bill, no insurance. Never paid it. Died a few years later of cancer. That's what happens without insurance... The cost is passed on to the hospital which has to have an open emergency room policy in order to benefit from govt programs like Medicare.
Sorry to hear that, sounds awful. But we have insurance through employers, why we only paid a nothing $500.00 out of pocket compared to the almost $20K for a one-night hospital stay.
I think tax payers end up eating those costs, why it's stupid to not just have a decent universal healthcare.
The very poor have better access to healthcare plans. But the costs on their out of pocket costs are so high that any critical life event makes the coverage meaningless. $1,000 out of pocket for a single mother of 2 who makes $20k a year is too much. It's retarded that she should pay anything like that.
Most Americans, who get their insurance through employers, were harmed by the ACA. That's 158-ish million Americans.
Insurance companies benefited the most from ACA.
Kill ACA and implement Medicare for All, ASAP. Medicare for All would be a better version of NHS if implemented effectively.
In regards to disabled people, that's only if they qualify for Social Security Disability Insurance. It also take two years for it to kick in after they're entitled.
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Dec 18th, 2018 10:03 PM
