Originally posted by Jackie Malfoy
No but if I had a credit card then I would not be surprise if I was in debt.That is why my dad said no a head of time.Not till I am out of the house then I can have one.
Yea like that is going to happen.JM
I refuse to get an actual credit card, as I KNOW I'd totally go in debt with it...I just have a debit card, so whatever I buy with that is automatically deducted from my checking account. Makes me watch what I buy.
Yeah, I got a bunch of plastic when I moved out, then ran it up past my limit, then lost my job, went on unemployment and now I'm probably $5,000 - $6,000 in debt.
The funny thing is, I had a case of identity theft, guy (ex-roomie) was caught and prosecuted, and when I moved back to MN, the collection notices stopped, I could open a bank account, etc.
I'm starting to think my credit was wiped out on account of the ID theft, after contacting the IRS and authorites. 😑