Finally, The Official Off-Topic Thread

Well, that's too bad.

Do you ever buy things online?

Only when I have to, since I don't have a credit card.

Well, don't be in a rush to get a credit card.

They're both complicated and wicked.

I intend to live as long as I can without them.

The same goes for me, too.

I'm comfortable with just using cash and a debit card.

I thought Debit Cards were bad. Am I wrong?

I doubt debit cards are bad since I've been using them for years without a problem, and they're much better than credit cards.

Understood.

Whenever I get a credit card deal in the mail, I just throw it in the trash without opening it.

Regardless of the gimmick, I don't want to fool around with those things.

Yeah, store credit cards should be avoided at all costs.

Most of them target younger people since it's very unlikely that the younger audience would fully understand how a credit card works.

Exactly and a lot of them fall for it. Any one who has a marketing class would know to avoid storebrand credit cards.

Yep, but those things are evil.

None of my family members have credit cards, and I guess that's a good thing.

Virtually everyone in my family has one sadly. The total number per person I don't know.

Well, they might understand how the credit card works.

As long as you know what you're doing, then using a credit card shouldn't be hard.

True, I should ask them later.

That's good. They might be able to enlighten you on the use of a credit card, then you'll be tempted to get one.

You never know...

An unfortunate predicament. Gain knowledge and risk temptation or remain ignorant and ignore temptation...But maybe I'm just making it sound a little extreme.

Not really. That might be the perfect description of your situation.

I'm guess I wasn't to blunt this time. 😊