Car Payment Or Else!

Started by Symmetric Chaos2 pages
Originally posted by Rogue Jedi
Why? If you are making payments on a vehicle, you are paying for a service. If you cease payments on said service, you should no longer get the service.

I agree.

However being able to remotely turn off the engine opens all sorts of problems. Not to mention that it seems almost certain to drive down sales of the cars that have it.

Originally posted by Symmetric Chaos
I agree.

However being able to remotely turn off the engine opens all sorts of problems. Not to mention that it seems almost certain to drive down sales of the cars that have it.

Seems the opposite is true of the sales, though.

It would mean that less credit has to be required in order to get the vehicle and the incentive to pay the car bill is much greater. Agreed? lol

Originally posted by Symmetric Chaos
I agree.

However being able to remotely turn off the engine opens all sorts of problems. Not to mention that it seems almost certain to drive down sales of the cars that have it.

Big problems and I wouldn't buy a vehicle with a device like that in it. no2

disgust That's how I look at this pathetic plot against the citizens of America. 😉

First you lose your job so you can't pay the cable bill, then the internet bill, well.... you can live without those. You decide to miss a few car payments to buy you some time so you can at least pay the phone bill to call and follow up on some jobs you applied for. So, you finally have a few interviews and it seems like for sure you'll land a job today, but low and behold, you get in your car and it won't start. Now you are totally ****ed. If only the car started, you could have got that job and in two weeks time made your payments, but no... they had to kick you while your down. ****.

The car does not belong to the person...so why shouldn't the company who owns it be able to disable the car from a far away place?

Ofcourse tracking the car etc is what worries Civil Rights activists...and indeed most people I suppose.

Originally posted by =Tired Hiker=
First you lose your job so you can't pay the cable bill, then the internet bill, well.... you can live without those. You decide to miss a few car payments to buy you some time so you can at least pay the phone bill to call and follow up on some jobs you applied for. So, you finally have a few interviews and it seems like for sure you'll land a job today, but low and behold, you get in your car and it won't start. Now you are totally ****ed. If only the car started, you could have got that job and in two weeks time made your payments, but no... they had to kick you while your down. ****.

Then here's reality.

You shouldn't have had a phone in the first place, nor cable, and you should have had plenty of money stashed for a dark spot, just in case you lost your job.

On top of that, you can use a "go phone" for you "communication needs".

Your house payment (including insureance, etc.) should have been less than 1/3 of your NET income, as well. (yearly, montly, weekly, doesn't matter.)

You also get a job working at ANY place that will take you...including fast food, because a little money is better than no money. Make sure the job is evening so you have time to do interviews during the day.

Don't forget to be flexible with the type of work you'll accept. Don't expect a similar job with similar pay: expect a crappier job with crappier pay.

Badda boom. Financial problem circumvented.

If all else fails, you still have your stupid brand new car that you should have saved up for and purchased with cash anyway. 😐

BTW, I've almost lived out that scenario I listed out, above. Cept, I owned my car, had 0 debt, and just enough money to live on while I worked at Quiznos part time until I got a "real" job. This was back in da day.....when I was single and could suffer. 🙂

Originally posted by dadudemon
Then here's reality.

You shouldn't have had a phone in the first place, nor cable, and you should have had plenty of money stashed for a dark spot, just in case you lost your job.

On top of that, you can use a "go phone" for you "communication needs".

Your house payment (including insureance, etc.) should have been less than 1/3 of your NET income, as well. (yearly, montly, weekly, doesn't matter.)

You also get a job working at ANY place that will take you...including fast food, because a little money is better than no money. Make sure the job is evening so you have time to do interviews during the day.

Don't forget to be flexible with the type of work you'll accept. Don't expect a similar job with similar pay: expect a crappier job with crappier pay.

Badda boom. Financial problem circumvented.

If all else fails, you still have your stupid brand new car that you should have saved up for and purchased with cash anyway. 😐

BTW, I've almost lived out that scenario I listed out, above. Cept, I owned my car, had 0 debt, and just enough money to live on while I worked at Quiznos part time until I got a "real" job. This was back in da day.....when I was single and could suffer. 🙂

Er, what happens if you have kids? Should they suffer because they chose to be born to dumb parents?

Originally posted by Symmetric Chaos
Er, what happens if you have kids? Should they suffer because they [were] born to dumb parents?

Yup. That's how life works. 😉

Edited your post for accuracy, btw.

But this smart daddy has his children taken care of, in case of the loss of his job. 🙂

Originally posted by dadudemon
Yup. That's how life works. 😉

I didn't ask how life does work at the moment, I asked if that's how it should work.

Originally posted by Symmetric Chaos
I didn't ask how life does work at the moment, I asked if that's how it should work.

It should work the way I want it to.

Is that better?

But, again, I have no idea what your point is. I don't understand your use of "should".

Originally posted by dadudemon
Then here's reality.

You shouldn't have had a phone in the first place, nor cable, and you should have had plenty of money stashed for a dark spot, just in case you lost your job.

On top of that, you can use a "go phone" for you "communication needs".

Your house payment (including insureance, etc.) should have been less than 1/3 of your NET income, as well. (yearly, montly, weekly, doesn't matter.)

You also get a job working at ANY place that will take you...including fast food, because a little money is better than no money. Make sure the job is evening so you have time to do interviews during the day.

Don't forget to be flexible with the type of work you'll accept. Don't expect a similar job with similar pay: expect a crappier job with crappier pay.

Badda boom. Financial problem circumvented.

If all else fails, you still have your stupid brand new car that you should have saved up for and purchased with cash anyway. 😐

BTW, I've almost lived out that scenario I listed out, above. Cept, I owned my car, had 0 debt, and just enough money to live on while I worked at Quiznos part time until I got a "real" job. This was back in da day.....when I was single and could suffer. 🙂

Exactly, this was back when you were single and actually had money TO stash away. You should have put that disclaimer at the top of your post. "Then here's reality." 😂

Originally posted by =Tired Hiker=
Exactly, this was back when you were single and actually had money TO stash away. You should have put that disclaimer at the top of your post. "Then here's reality." 😂

I'm better off now, man. 😐

Originally posted by dadudemon
I'm better off now, man. 😐
I know brutha. Me too. I must say though, money is far more tight than when I was single, but at least my job has been very steady. I'm constantly looking for some freelance work on weekends, but the way things are right now it's hard to find it. I do want a bigger cushion for my family, at least more than what I do have right now, which is life insurance and a small stock portfolio. 😬

Not sure if anyone mentioned it, but a more positive use that comes with such technology is for example that businesses with fleets have an additional protection against car theft, at least for now.

Originally posted by Bardock42
Not sure if anyone mentioned it, but a more positive use that comes with such technology is for example that businesses with fleets have an additional protection against car theft, at least for now.

Yeah, I mentioned it on the first page. No, just kidding, I didn't. You're a genius.

Originally posted by Bardock42
Not sure if anyone mentioned it, but a more positive use that comes with such technology is for example that businesses with fleets have an additional protection against car theft, at least for now.

Oh yeah, what if the terrorist get a hold of this!?!?!?!?!?!?!?!?

Originally posted by =Tired Hiker=
Yeah, I mentioned it on the first page. No, just kidding, I didn't. You're a genius.
And the voice of a generation.

Originally posted by Robtard
Oh yeah, what if the terrorist get a hold of this!?!?!?!?!?!?!?!?
You are right, which is why I advised the Pentagon not to install them in their tanks and jets.

Originally posted by Bardock42
You are right, which is why I advised the Pentagon not to install them in their tanks and jets.

Putting it in tanks and planes would make it easier to overthrow the government.

This isn't new technology, Lojack has this ability and it's been around for years, just saying to the would be geniuses