Yup, that was my first decsion.
2nd one.
Well, hate to say it, but is true. Finance a mess. Big time.
So bancruptcy is the way to go to start over.
Do want a new family in the future, but money situation has to be resolved.
So 1st action to support decsion.
Find cheapo lawyer: Found one that will do it for $200, cool.
2nd action: start the pre counsel sessions online needed before I can file. Pay filing fee.
3rd action: get a list of al creditors to give to lawyers.
Of course, somehow someone I know told a lot of people I mooched off them big time month after month, even after I had a heart attack and did not feel well for 6 months afterwards. Oh well, I will pay them I guess what most people would consider a pittance every week for years on end, to show that I was not using them for money, just wild sex every other day. 😱