lucy heartfillia vs nami

Yeah. Considering how physically weak she is in comparison to people like Erza and Natsu who are physical monsters besides their powers, she's like the John McClane of Fairy Tail and takes beatings nobody who simply turns a key to summon a magic servant should be able to endure.

wow thats not very fair then, no gemini

It's a bit unfair to gimp Lucy, even though she still has more than enough options to deal with Nami.

Eh, even if she doesn't have Gemini (which prevents her from copying Nami *or* using her ultra spell), she can still have Loke to blind Nami and take her out with a light attack, Scorpio's area-of-effect attacks to deal with mirages, and that sort of thing.

Oh, and it occurs to me Virgo could get her out of the way of any weather attack by getting her underground.

Yeah. And Capricorn will kick the shi1t out of Nami.

yea but either way it would be more fair if lucy didnt have gemini but either way, lucy wins

Correct.