Originally posted by DarkSaint85
Lol you'd lose your money. The point of a successful insurance company is not to pay out to customers.....
yeah but not all the cars get destroyed. also, they are not destroyed daily. but the premium will be insane because there is a big risk. people that know the world could be invaded by aliens any given day and their car will be used as a clobbering bat by superman will have no choise Lol
Originally posted by DarkSaint85
Lol you'd lose your money. The point of a successful insurance company is not to pay out to customers.....
Nah. You just set your margins accordingly. Higher percentage of superhero-related damage, the higher the premium. Then market it using fear-based advertising, and suddenly even people in rural bum-f*ck nowhere are overpaying for it. You'd pay out a lot more but would be able to add an entirely new revenue stream to what's already a lucrative business.
Originally posted by TethAdamTheRock
Superpower BusinessSuper Soldier Serum
Symbiote
Adamantium Lacing
Gamma RadiationEtc, probably 1 Billion Dollars Each
You'd be jailed within a week.
Originally posted by Digi
Nah. You just set your margins accordingly. Higher percentage of superhero-related damage, the higher the premium. Then market it using fear-based advertising, and suddenly even people in rural bum-f*ck nowhere are overpaying for it. You'd pay out a lot more but would be able to add an entirely new revenue stream to what's already a lucrative business.
exactly 👆
Originally posted by Digi
Nah. You just set your margins accordingly. Higher percentage of superhero-related damage, the higher the premium. Then market it using fear-based advertising, and suddenly even people in rural bum-f*ck nowhere are overpaying for it. You'd pay out a lot more but would be able to add an entirely new revenue stream to what's already a lucrative business.You'd be jailed within a week.
But it has to be low enough that you don't just go out and buy a new car.
With the amount of events and fights happening seemingly on the daily, it'll be pretty much confirmed that you're gonna get a payout.
SOME people may be able to pay the premiums, sure. But no one gives, say, blind people car insurance.
Originally posted by DarkSaint85
But it has to be low enough that you don't just go out and buy a new car.With the amount of events and fights happening seemingly on the daily, it'll be pretty much confirmed that you're gonna get a payout.
SOME people may be able to pay the premiums, sure. But no one gives, say, blind people car insurance.
the thing is, people are risk haters. thats psychology and thats how insurance companies work. if someone doesnt make insurance, he will see infront of him not only the probability of losing not only the car he owns right now, but also his future car. imagine losing a car after another. people will pay much higher premium just to sleep well at night and know it will be all covered. now, even if we say the attacks are frequent, its not like all cars in metropolis are destroyed. maybe a line of cars in some block or something. the high premium will make a very good profit. people will buy the policies because they are simply afraid of rist.
I'd go into the Superhero fashion business. Clothes that are tough enough to survive a fight against the baddest of the bad, yet fashionable enough to walk around with. I'd have different lines ranging from sports, casual, semi formal, and formal wear. They'd be made of unstable molecules which Reed Richards created. I'd give him a percentage of the income, and go crazy making all kinds of clothes.
it also could make some profit to open a psychiatric and psychological clinic in any of the major cities, such as gotham, metropolis, new york atc atc. think about it, getting all kind of aliens, mutants, criminals trying to take over the city all the damn time. robbing banks blowing up blocks. buildings on fire... you know the amount of people having trauma after that shit? cha ching $$$
Originally posted by DarkSaint85
But it has to be low enough that you don't just go out and buy a new car.With the amount of events and fights happening seemingly on the daily, it'll be pretty much confirmed that you're gonna get a payout.
SOME people may be able to pay the premiums, sure. But no one gives, say, blind people car insurance.
I tend to think comics just gloss over the boring days. Every now and then a writer throws a bone to readers to that affect, basically stating that "normally" this stuff isn't constantly going down, but without being so obvious about it. Like, Spidey will have some throwaway line like "Man, it's been nice recently. The city's been quiet for what seems like months. But why can't I shake the feeling that that robbery the other night was connected to something bigger..." or some other sh*t like that.
And sure, New York would be a net loss. But it's one you'd make up for with basically anywhere else on most comic book Earths.