Im an atheist. I dont believe in a Higher Being or the existence of an immortal essence like the soul, mind, chakra or whatever that will live on once you passed away . . . . and frankly its not really that sad. It is depressing on the first few weeks/months of being an atheist but once you got over that hump, things would settle back to normal.
Anyway, if im wrong and a Higher Being does exist, im counting on two things:
If he's perfectly good, im just going to count on his better nature to forgive my sins.
If he's perfectly just, then im just going to argue my case as to why i should be saved (assuming i did plenty of good deeds in life). If he couldnt be argued with, then i just have to take solace on the fact that i didnt wasted my life worshipping a petty, prick who likes to play hide and seek and deliver conflicting doctrines with his believers.
If he's a cruel, cold-hearted, SOB, then F him and see above.