All of the above statements fail to take a lot into consideration. At the time of HOTM they hadn't yet nerfed the Red Hulks to the point of what they have become these days. Let's talk about what a Red Hulk can do before making it out as if the Surfer would take an auto win from one. After all, Ross drained the Surfer before he could even begin to launch an attack, Arm'Cheddon did as well, Khoon denied him, and nearly killed him. He isn't invincible. When Betty was in the Dark Dimension, and fought against Banner, her powers didn't somehow change from what they were before she became involved with the Wishing Well.
I've said this before, the Wishing Well did not change her powers in terms of how they worked up til that point, they just gave her the ability to keep pace with Banner as he continued to climb in power, by siphoning his power into herself. Rulk had a limit to the amount of power that he was able to absorb when he fought the Hulk, and Thor. This was shown when he began to overheat (Side Note - The Wishing Well prevented this from happening to Betty). The Surfer is not as powerful as both Thor, and the Savage Hulk combined. Together, they would destroy him. Betty on the other hand was so amped up with power during HOTM, that there would be no way for the Surfer to overload or overpower her.
This is how it would literally look. Betty comes in well above the high Herald tier, as her power levels are as high as they were during the HOTM arc, and she has the ability to drain off the Surfer's powers and add them to hers. This included being able to use his very powers against him. Rulk was able to do this and even rode the Surfer's board.
There may be people out there who would like nothing better than to ignore how her powers work, but nevertheless her powers are canon. As far as I know, Rulk's Loeb stories were not retconned, and are still part of Red Hulk cannon. To give the Surfer the win here, would be to ignore that he wouldn't be much more than a snack to Betty at the level that she was at, when she was in the Dark Dimension. I can't see him winning at all.